Scale Membership with ICAP


Turnover up to £150,000 per annum
£ 529
Paid Annually
  • £5 million of Public Liability
  • £250,000 Professional Indemnity
  • £2000 of equipment cover
  • £10 million Employers Liability

Scale Plus

Turnover up to £150,000 per annum
£ 779
Paid Annually
  • £10 million of Public Liability
  • £250,000 Professional Indemnity
  • £2000 of equipment cover
  • £10 million Employers liability

Important Notice

This membership contains insurance cover that will only respond if certain conditions are met.

1. Turnover is no more than £150,000 per annum

2. You operate only within the listed activities:

  • Arts and crafts
  • Baby Sensory classes and experiences
  • Children’s cooking classes
  • Dance, drama, and music
  • Delivery of first aid courses
  • Developmental Play
  • Educational workshops, learning, and language lessons
  • Forest learning and children’s bushcraft skills
  • Physical activity, movement, and coordination skills (including after school, breakfast, and lunch clubs)
  • Sign language classes
  • Sports coaching
  • Swimming instruction
  • Yoga and Pilates for children

3. You hold an ICAP Assurance Rating of at least 50 (1 Gold Kite)

By buying this membership you take full responsibility for making the right choice for you and ensuring all information provided is full and accurate. Failure to do so may invalidate any cover. 

Statement of Fact:

By accepting this insurance, You confirm that the facts stated below are true. These statements, and all information You or anyone on Your behalf provided before We agreed to insure You, are incorporated into and form the basis of the Policy.

If anything in these statements is not correct, or if any material information is not disclosed, We may be entitled to treat this insurance as if it had never existed.

You should keep this statement of fact for Your records.

  1. You only require cover for one or more of the activities listed under the approved activities list.
  2. Your estimated annual income for the forthcoming year is not expected to exceed £150,000 (unless agreed in writing by Us).
  3. Your estimated total annual wageroll paid to employed staff is not expected to exceed £50,000 (unless agreed in writing by Us).
  4. You are domiciled in the United Kingdom.
  5. In the last three years no claim or loss, whether successful or not, has occurred or been made against you.
  6. You are not aware after reasonable enquiry of any matter which may lead to a claim against you. This includes, but is not limited to:
    1. a shortcoming or problem in your work known to you which you cannot reasonably put right
    2. a complaint about your work or anything you have supplied which cannot be immediately resolved
    3. an escalating level of complaint on a particular project
    4. a client withholding payment due to you after any complaint
  7. You have never been declared bankrupt, made insolvent, or made arrangements with creditors either personally or in any business capacity.

You have never had any insurance policy or proposal cancelled, withdrawn, declined, or made subject to special terms

Please read the full Terms & Conditions

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Pip Wilkins

Pip Wilkins is the Chief Executive of the British Franchise Association (bfa). With 25 years’ experience in the franchise sector, Pip has worked her way up within the Association, gaining insight from all areas of the business and the franchise industry. She is well-known and highly regarded in franchising for her dedication and depth of knowledge. Pip regularly speaks at conferences and seminars both domestically and internationally, as well as writing on franchising matters for national, local and franchising trade press. Pip is also a regular judge for the annual bfa HSBC Franchise Awards, the Franchise Marketing Awards and Global Franchise Awards. Pip represents the UK at both the European Franchise Federation (EFF) and World Franchise Council (WFC). The bfa has grown to be one of the largest franchise associations in Europe, and one of the most successful associations in the world.

Theo Millward

Theo Millward is a graduate of Lancaster University with a BBA in Management. In 2016 Theo purchased UK swim school, Swimtime from the founders which teaches 20,000 children a week. Following a multi-award- winning digital transformation, during the global pandemic, Theo and his team founded Franscape, a saas that digitally transforms Franchise brands. FranScape won New Business of the Year at the UK Business Awards.

Andy Georgiou

Andy is the Founder of ICAP and a leading UK Franchise Business Consultant. He is fiercely committed to helping children’s activity providers build successful and profitable businesses. With qualifications in Business Management, Digital Media and Marketing, he has helped build, advise and grow leading 6 and 7 fiqure children’s education, sports and activity brands in the past 17 years.

Frank Sahlein

Frank has been active in the Children’s Activity Center industry as an athlete, coach, business owner, consultant and business broker. He is a native of San Mateo, California and graduated from San Jose State University in California (USA).
Frank was a pioneer of the Children’s Learning Opportunity Center concept from 1976 – 2016 at the Wings Center in Boise, Idaho (USA) – a blend of Sports Instruction, Arts, Education, Entertainment and Outreach programs.
As a business management innovator, Frank has delivered over 1,000 presentations for a variety of Children’s Activity Center industries such as gymnastics, swimming, cheerleading, dance, martial arts/ninja and child care/education.
3rd Level Consulting is a Business Development and Service Provider Partner for private industry companies, associations, and organizations in the USA, Australia, Canada, New Zealand, Singapore, the United Kingdom, Mexico, and Panama.
Two-time recipient of the National Business Leader Award from USA Gymnastics, Frank is the author of “Building Your Business Potential” and “Designing Your Empowered Life”. He is the creator of the SmartEDGE™ Business Applications and Management Certification Courses. He is the co-founder of LEAP Learning and the MetaSpheres Corp, and is the founder and Executive Director of the International Association of Child Development Programs.
His passions include his beautiful wife Lourdes Gonzalez, family, friends, fitness training, transformational reading and travel.